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If you work one hour and spend that hour's
entire wage on a non-necessary, non-appreciating purchase, you have effectively limited
the value of one hour's wage to its face value. On the other hand, if you were to invest
all or part of the one hour's wage into an interest earning investment, this would serve
to increase that hour's wage by an amount equal to the total interest earned by the
investment. In other words, the person who is ultimately responsible for setting your
hourly wage rate is not your boss--it's YOU! The calculator below will calculate the
future value of your hourly wage based on the portion invested, the annual rate of return,
and the number of years invested.
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